Chocolate Money FAQs

Below are some frequently asked questions we receive on Chocolate Money. Feel free to contact us if you have anything else you would like to know about Chocolate Money.


Why is the company called 'Chocolate Money'?


Chocolate lovers around the world feel no barriers when it comes to savouring their chocolate experience. The smooth, sweet, comforting taste of chocolate is enjoyed by everyone - irrelevant of age, gender, religion or race.

'Our Challenge at Chocolate Money, is to help our clients feel secure and comfortable when they speak to our team. We do this via our uncompromising professionalism and unconditional kindness, aimed at ensuring all who deal with us are left with a sweet taste.' Harry Pontikis - Managing Director


Who is Chocolate Money and what do they do?


We are experienced business people providing credit and lending advice.  Our Advice is tailored to each situation and we have the resources to organise Residential, Business and Commercial loans.

Chocolate Money has access to many lenders, is a full Member of the Mortgage & Finance Association of Australia (MFAA), a Member of the Credit Ombudsman Service (COSL), a Professional Lenders Association Member (PLAN) and an Associate Member of the Master Builders Association of Victoria.  Australian Credit Licence 387277.


Why would I use Chocolate instead of another broker or bank?


As the self employed loan specialists for more than 10 years, you will not find brokers / advisors with more experience.

Our promise to you is:

  • To find the best deals in the finance market for your situation
  • To do this in the quickest time possible
  • Remove the confusion around choosing the best product for you
  • Increase your chance of being approved
  • To treat you respectfully, professionally, courteously and to delight you at every opportunity


Why haven't I seen Chocolate Money advertised anywhere?


We deal exclusively with Alliances, Partnerships and referrals from existing clients, friends and family.  e.g. we also trade under other names like the Financial Services department of Master Builders.



Question: What Loan Services do you offer?

Chocolate Money offer a full range of loan products, whether you be an individual looking for a Residential Loan, or whether you are in business and looking for a Business Loan or a Commercial Loan.


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