Mortgage Article - 2nd Mortgage Loan – A Better Home Equity Choice

If you are uncertain as to which type of home equity loan is right for you, a second mortgage has many advantages over a home equity line of credit. Here is what you need to know when considering a second mortgage for your home.

There are a variety of different ways to borrow against equity in your home. Home equity lines of credit are a popular choice due to their ease of access to cash; however, this credit line is a more expensive option. Interest rates have been rising significantly the past few years. Home equity lines of credit come with variable interest rates; recent interest rate hikes can result in significant increases in your monthly payment amount for an equity line of credit. Read more....

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